Weekly Article 12/12/2025 - ADV Don't Hold Your Breath

Gold and silver are screaming higher. For those of us that own it, it is a wonderful thing. For everyone else the message that this may be sending is quite ominous.

Gold, in particular, rises historically in times of uncertainty or currency debasement. Right now, we appear to have both in spades. We have wars and insurrections all over the globe, we have trade wars and embargos going on everywhere and a lot of “money printing” to fund all of the mayhem.

I have said many times that they can’t stop “printing,” or the entire system could collapse immediately. Right now, it is more apparent than ever that this is true. The answers coming from all the major developed countries are eerily similar. Ramp up defense spending and, as the cost of living becomes more expensive, raise taxes and send cash to keep us from a major revolt. Keep in mind the quote from Gerald Celente “When all else fails they take you to war.” It appears we are just about at that moment.

The answers that I am hearing from our “leaders” is at best WEAK and at worst- EVIL.

Let’s take a look at the proposed 50-year mortgage. This would likely make a majority of the public debt slaves for life. The reality is that the monthly payment would likely be reduced by around 20% but the cost over time would be about 87% HIGHER. The main question here is that with that type of an albatross and rising property taxes- do you really ever OWN that home?

The honest answer would be to RAISE interest rates, return purchasing power to our dollar, and have the prices FALL to where an average person could afford an average home. Don’t hold your breath. With all of the “money printing” they need this collateral to have as high a perceived value as possible.

Even worse, there are people talking about 15 and 30-year CAR loans. This is on a depreciating asset that a debt slave would be paying for long after the car has outlived its expected life. This more than likely would lead to MAJOR problems for lenders as most people would walk away long before the 15 or 30-year loan was completed.

These are just two examples of how there are really no solutions being offered- just more of the same “printing and buying” that enriches those at the top while the rest of us are stuck with rising prices and crashing lifestyles.

It is obvious that with these types of “solutions,” the game plan is laid bare. Keep “printing and buying” until the currency just can’t buy much of anything.

Anyone who thinks this is a sign that things are going to get better is living in fantasyland. If the economy actually had a pulse this type of “solutions” would not be needed.

In a strong economy you would see people paying off debt and only using it for mortgages, car loans and possibly home improvements. What do we see today? People are using credit to get by day to day. Many are using credit for basic necessities. This tells us that wages are not keeping up with inflation- regardless of the propaganda coming out of those “in charge.”

We are in a position of weakness across the board. Other countries are recognizing our weakness and are shunning our currency and our debt. This is likely why the Fed had to resume “not” QE and have resumed buying the US government debt that there is not enough demand for otherwise.

A strong country with a strong currency would not have to conjure up cash from nowhere to fund current spending, retire maturing debt, and even pay INTEREST on already issued debt. We also would not need to have so many programs to help a sizable portion of our society because they can’t get by without assistance.

I believe that 2026 will likely be the year when inflation really heats up. The only way that MAY not happen is if we have a full-blown economic implosion. Even if that happens, the possible “printing” that the Fed may do could still overwhelm the deflationary forces.

The deflationary forces I see right now are a slowing economy which is leading to massive layoffs which may lead to more layoffs and drastically lower economic activity. While those “in charge” will likely try to blame the layoffs on AI, the real reason for layoffs will be too much money “printing” leading to prices being too high for many to afford anything but necessities and businesses built on discretionary spending getting crushed and going out of business.

We are already seeing a record number of corporate bankruptcies across the board. More importantly, small businesses are getting hit the worst. Why is this so important? Small businesses have been the driver of job creation throughout our history.

Many are too young to remember but those of us who are older remember all of the mom-and-pop stores. Grocery stores, bakeries, local shoe and clothing stores, local hardware stores. They have mostly been replaced with corporate giants. This has led to a loss of customer service and community. The smiling face of owners and loyal employees have been replaced by part-timers, in many cases who are just there for the paycheck.

This is a time when going backwards would actually be going forward. Don’t hold your breath.

Be Prepared!

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