Employees of all ages tend to treat 401(k) plans like gold, as if they are the only retirement planning tool necessary for a successful retirement, especially when their employer offers to match their contributions. Other strategies include an IRA, a Roth IRA, opening a health savings account, getti…Read More
Even though going from the workforce to retirement happens overnight, the transition between the two can and should take much longer to ensure that you have enough saved, a budget and a plan for the next 20+ years, and a plan for how you are going to spend that time. Retirement is a tricky beast, co…Read More
After working toward retirement for 40 or 50 years, when the day finally comes, it can feel like a relief to finally not have to worry about saving money. Finally, you can try painting, you can spend more time in the garden, you can take up stamp collecting — whatever your heart desires. However, …Read More