1. Weekly Article 09/04/2019

    It appears to me that anyone caught by slow-moving hurricane Dorian will get what they deserve if the hurricane hits near them. While it is not exactly known where it will strike as I write this, many parts of the southeast have been adequately warned. The mainstream media has done a great job of ra…Read More

  2. Weekly Article 08/28/2019

    I always say “Watch what they do- not what they say. I have mentioned numerous times about central banks buying 571 tons of gold last year and that they are buying substantially more this year through June. By doing this, it appears to me to be a capitulation of sorts in that they know some seriou…Read More

  3. Weekly Article 08/22/2019

    In the unending blowing of the most epic financial market bubbles of all time, Germany may have just announced “peak crazy”. Overnight they issued 30-year bonds that had a NEGATIVE yield. With all of the financial shenanigans going on it is not even a surprise that they did it. The real surprise…Read More

  4. Weekly Article 09/18/2019

    Maybe it’s just me but in looking at what I have been seeing here since the beginning of the week something appears to be massively wrong in the funding markets. So far, as of Tuesday the Fed has done $53 billion in repos. A repo is basically the Fed taking an illiquid asset of a financial institu…Read More

  5. WHAT’S REAL?

    I had a meeting this week with two prospective clients and had a conversation that is getting more and more common. A few meetings have started with ”What do you think of the stock market?” I believe that this question is asked because they expect me to give a positive answer and to detail why b…Read More

  6. The Dos of 401(k) Plans

    Employees of all ages tend to treat 401(k) plans like gold, as if they are the only retirement planning tool necessary for a successful retirement, especially when their employer offers to match their contributions. Other strategies include an IRA, a Roth IRA, opening a health savings account, getti…Read More

  7. Public Service Announcement …

    A few weeks ago my wife came to me all upset because supposedly the Social Security Administration called and said that her social security number was compromised and that she should call right away. Of course, since I am in an attorney’s office where they deal with the Social Security Administr…Read More

  8. Retirement Transition Planning

    Even though going from the workforce to retirement happens overnight, the transition between the two can and should take much longer to ensure that you have enough saved, a budget and a plan for the next 20+ years, and a plan for how you are going to spend that time. Retirement is a tricky beast, co…Read More